fx4wannabe
Full Access Member
Well being that we just sold my Dodge we are putting the F350 back on insurance and I told m wife to make sure she asked what the replacement cost is that the pay out do to theft or total loss. $2400 is the max they will pay out. I called them myself and said you find me all the trucks you can like mine for $2400 and I will buy every one of them. I couldn't find a beat one for $2400 much less one that is as nice as mine. So now I am shopping companies and if that doesn't pan out then I am going to have to get it appraised and run it like a classic car. Just ****** me off that I could be out minding my own business and someone hit or steal my truck and then its pretty much a total loss even though I have been paying an insurance company to "protect"me. So my question is you guys that have nice rigs, how do you have them insured?