Thanks for the info Rob.
Shane,
Been studying how this thing works a bit trying to figure out why it's like this and here it is to the best of my abilities.
There are 4 shafts in this transmission, the input shaft, the mainshaft which is also the tailshaft, the countershaft and the reverse idler.
The input shaft drives the countershaft which rides in the oil bath in the bottom half of the transmission case and provides the lubrication. All of the gears on the mainshaft are on bearings and spin free until they are engaged with the countershaft, the only thing actually locked onto the mainshaft are the syncro assemblies.
If the countershaft is not rotating because the clutch is disengaged and the transmission is in neutral no oil is getting to the bearings on the mainshaft or the input shaft.
For those of you who didn't read about the trip when I towed this truck home a few months back there are possibly more factors than just lubrication that contributed to this failure as I was nearly in an accident and had to lock up the brakes on the interstate at 65 mph when a horse ran across the highway about 2 miles from where I picked up my new Stuperduty. This caused my already at max capacity towbar to bend as well as mangle the chains and locks providing me with a very rough slam bang white knucle 750 mile 55 mph drive across twisty hilly I-40 in Tennessee and North Carolina. While the lack of lubrication hurt I'm sure the beating didn't help either.
I will give the ZF5 transmission its due though, I probably put 200 miles on it hauling firewood in the bed and pulling a 6' x 16' trailer loaded with firewood after the bearing failed and it didn't even give me a sign like hard shifting or more noise. The gears and syncros after all these years and miles look like new. I'd definatly buy a truck with ZF5 or ZF6 transmission again.