Banks was never used by ford
if you are looking for a hassle-free 093 kit with remaned center and new rubber parts, pm Typ4(Russ). It's not going to be cheap but a heckuva lot less aggravation on install.
Remember, though, if you buy it in person you can check the play. in and out play(pushing on the end of the shaft)... not so good.AND one thing not mentioned often is that the "runs great" used kit is often nearly dead and you'll need a rebuild or new center housing anyway. Which makes Russ's stuff similarly priced, but like towcat said, without the hassle.
This exact thing happened to me. $800 used eBay kit and the turbo ran(5psi max) but the bearings were hosed. Ended up getting a CHRA from Justin at R&D as his place is near my route for work on Mondays. He said it was the worst side to side play he'd ever seen on a running turbo, and that it was junk and not rebuildable.
So that was another $600ish dollars plus $800= $1400 for a used factory Ford/ATS kit. Very, very lame. BTW i can't remember the price for R&D CHRA but mine cost 10% more because I live in WA and our sales tax is rediculous.
I have also purchased a few things from Russ, and he's a stand up guy that has a good product. Good shipping and tax-free(oregon).
-Joshua