I get 18-20 at 55 mph, engine speed is 1900 rpms. So just looking at the numbers I'd say you're quite a bit on the low side (nevermind the 4x4, it don't matter much once you unlock the hub and put the t-case in 2wd), but if you never corrected for the large tires your calculations are likely 1-2 mpg on the low side, so you may actually be getting 15-16 mpg, if not even better.