I had a Walker BTM installed and, gosh and golly, the cat just "fell off" (fortunately I had a jack underneath it at the time and I don't know what that Sawzall was doing in my hands
;p ) so for me, that's all the exhaust work I need to do. The sound in the cab isn't all that much louder with the windows up (with the windows down, you definitely hear it more) but the best part is I'm out less than a hundred bucks for the whole mess. The BTM and installation was ~$75 IIRC, two feet of 3.5" flexpipe and the clamps was ~$25. I borrowed a friend's Sawzall and jack to do the work so that didn't cost me anything. Now, when compared to the stock exhaust, I've got much better flow, the turbo spools faster, and the sound when I'm driving next to a hard object (building, retaining wall, Honda Civic) with the passengers' side rear window down is simply divine.
I thought about going to a 4" stainless kit for the mpg gain, but when I figured out how much driving it would take for the $800 or so for that complete new exhaust to pay itself off and start making me money, that idea got ix-nayed right then. IIRC, if I saved (conservatively) 1 mpg by going to a 4" exhaust from the turbo back, I would have to drive between 450,000 and 600,000 miles for the exhaust to pay for itself.
BTW, I don't tow heavy enough or frequently enough to need a 4" exhaust to keep EGT's down. For the tiny bit of towing I do, the slightly modified stock exhaust works just fine and EGT's aren't a problem. Even hauling my buddy's race car through Montana at 80 mph or so, I never saw highway EGT's over 800 or peak EGT's (going up a mountain) over 1250.