Honestly i wouldn't care even if there was some more lag. After the turbo upgrade that russ sold me, the gauge did move a little slower off the line, but the truck just seems to respond faster now. Generally I prefer to throttle up slowly anyway, you know, like plane taking off

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So the "efficiency" is really only a concern if you are running near the limit of the of the intercooler. In otherwords, any OEM diesel by dodge, ford or GM within the last 15 years will be an overkill for our engines.
Now for yet another dumb question, can the intercooler be too big? The reason I ask is because it would be nice to know what sort of size range to get that is as compact as possible without being too small to give the full benefit. I would assume that bigger is better but that after a certain point the return in performance drops off significantly as you scale the intercooler up. So where exactly would that happy medium be.....