You are (likely deliberately) misinterpreting what I said. Or maybe you just don't understand as much as you think you do. Besides, we basically agree that bypass filtration is "good." My contention is that the ROI (return on investment) is NOT always good and you need to evaluate that before spending the money. If a bypass system make you feel warm and fuzzy inside, go for it, but if you haven't evaluated the ROI, you can't make a logical argument in favor.
NO!: 20um and down do not damage the engine significantly short term! Of course, it depends on your definition of "short term." If short term is 200K miles, the minimum average life of a maintained light duty diesel engine, then you are right. But that's not what most people would call short term. Wear is based as much on the contaminant levels as it is on the particle sizes. In other words, a small concentration of 20 um particle causes less wear than a large one. Plus, contaminant levels are not static. The engine starts out with clean oil and the filter takes out everything within it's absolute filtration capacity (and a percentage of particle smaller) and then the levels slowly build up of the contaminates below that threshold. It's really a contest between the contamination inputs versus what the filter can take out. If you air filtration system is good (the air intake is where about 85% of all particulate contamination in the crankcase comes from) and the engine doesn't have any mechanical problem, contamination input from normal wear is actually quite low. But eventually, over a highly variable period of time, contamination levels rise and reaches a place where wear increases to the point where the oil should be changed. Wear increases on a curve as the contaminates built up. Significant wear, may only be occurring over a relatively small period of time at the end of the oil change interval. That's part of what oil change intervals are all about. Also remember that filtration efficiency increases as the filter loads up and the big pores are closed, so the filter actually does a better job, the longer it's in service
Don't quote advertising where the results are cherry picked to sell product. To honestly argue the point, you need to see the actual tests, not rely on exaggerated sales pitches. I have seen the actual tests. Those tests and many other are short term and done by filling the oil with a slurry of test dust to artificially raise the contaminant levels. I have one of the actual SAE tests cited in the ADVERTISEMENT you cite as PROOF, which cost me $22 by the way. I have 881825 and I have many others, which I also paid for (SAE tests are copyrighted) that are similar. In 881825, the contamination levels were artificially maintained at high levels of particles in the various sizes (10 GRAMS of contaminates added every 30 minutes, 50 grams total and the test duration was only 8 hours.. the oil filters were changed when they became plugged, which they did several times). OF COURSE wear was higher with a crankcase full of 20 um particles than with a crankcase full 10um or 7um (which is as small as they went) but these are not conditions that are real world. What this 1988 test did was simply to verify that wear was was greater the larger the particle size (like DUHHHHH!) and it was a bit of a push to get the industry to improve the average filter efficiency. In truth, these tests are not the least bit real world because who dumps 50 grams (nearly 2 ounces) of test dust into their oil or allows that much crud to enter their engine. Averaging several industry sources, the average passenger car filter collects 4-5 grams of contaminants over 7500 miles and that's about 1/3 the capacity of an average oil filter and about 25% of a high capacity premium filter. I don't have stats for diesel engines, but they would be somewhat higher because of soot. Still, the capacity of an FL1995 is like 30-40 grams, so if it filled up to 50% over the OCI, that would be 15-20 grams... which is a LOT less than the 50 grams poured into the engine for tests. Plus, remember the contaminant curve above.
You said:
"Based on the relationship between dynamic oil film and size of wear generating particles, the most important particle size range is 0-10 microns.
Diesel engine lube oil contamination causes wear of engine components. Wear of these components leads to loss of performance, increased maintenance and overhaul cost, lower fuel efficiency, and shorter lube oil service life."
Basically it's all true but you need to put into into context and balance the cost vs the benefit. That's something sales pitches and hypesters like you often fail to do. You are totally focused on the wear aspects that don't provide any benefits until way, way down the road (versus simply changing the oil the normal way). If you are a guy that puts 30K a year on his rig, or more, you might gain something from the decrease wear because your engine is likely to wear out before the truck. Those of us who put less miles on, well, the truck is a rusted out wreck with a busted chassis long before the payoff comes. As I said, the payoff comes from the oil life extension. I continually scratch my head with guys that buy boutique oil, premium filters, bypass systems and STILL change their oil at 5K. INCOMPREHENSIBLE! And a total waste of oil and money. Anybody like that, send me your oil! I'll use it in my equipment without hesitation!