to the OP-
I have been towing in kali for the last 20 years. I can shed a little insight into your predicament.
first. your current combo is no good for towing. you will need a minimum of 4.10 gearing for the hills and overdrive to keep up with traffic on the flatlands. this is good for loads to 10k on the trailer and a gross combined of 18k/lbs.
if you're good with dropping a few gears when going up any hill, you can live with no turbo. *IF* you do turbo, an intercooler is manditory with kali hills. unlike the east coast, our hills are long and steep. ideally a wastegated turbo is best. Friends of mime fortunate enough to borrow my '92 F350, will report there isn't a hill the truck won't flatten easily and there is no need to glue your eyeball to the pyro.
for the sake of simplicity, my F450's operated with no turbo and routinely grossed 15k to 18k on the deck gross combined. stock gearing is 5.13. for a while, I played with 4.62 for faster unloaded intercept speeds. that ended with a monster of a speeding ticket. none of my F450's had a pyro and the only thing one had to monitor casually was the coolant temp gauge. only downside was you could walk as fast the truck climbing a hill. but in the end of the day, it's how much money you put in your pocket and not need to lay out for expenses.
if you want to hear more, let me know.