a cummins will cost more up front, not 4 grand, but 1500 to 2000 will get you a decent one. i would get a ppump 96 or 97 cummins and do the free mods and you got 300 horse. I could almost keep up with a 95 stroke with my 89 na, and if it had a turbo it would have kept up, the difference in stock hp isn't much from an idi to an early stroke. Fab work will take time, but a cummins will give you a lot of power. No idi will keep up with a cummins with similar work done and money. Dont get me wrong, an idi is a great engine and would be cheaper, but a cummins will be more fuel efficient and make more power. Plus a cummins is more of a set the timing and go, vs an idi is pretty finicky.