It's sold by sea choice. It's a rebrand. If there is a lawsuit, they would be named in it.
I have to deal with a half dozen business insurance policies every year. My own policy, I have to have some of my customers added to it in order to work for them. Another policy, the corp provides a product that our customers use to stay compliant with IRS and DOL regulations. Even though it is assumed our customers carry insurance, we carry our own E&O insurance because, Murica.
I looked a little. I don't see Sea Choice mentioning that competition disclaimer anywhere. More likely it is boatid pushing that disclaimer on you. You can see that disclaimer you posted mentions one of their trademarks.
I do know from my experience boating that the coast guard takes accidents more seriously than the police. Maybe that has something to do with it.
I agree. It's the same as the facet you are interested in and costs less money. I still wouldn't have any concern about putting it in my truck if I wanted a facet. Spend more for it at Amazon and you won't get the disclaimer. They even ship to California.